PROBLEM: A LOT OF BUSINESSES ARE EITHER UNDER-INSURED, ARE CONFUSED ABOUT THEIR COVERAGES, OR MAY BE PAYING FOR THINGS THEY DON'T NEED!
Hurricane, flood, personal injury, commercial liability, theft, fire, commercial property and vehicle, professional liability... Who can understand it all, let alone know what or what not to have?
"My (cousin, brother, aunt, whatever) does all our insurance, so I don't even bother to check it."
Insurance policies change and evolve constantly - how do you know your (cousin, brother, aunt, whatever) is offering you the latest and best coverage available? - And if he or she IS, wouldn't it be nice to know it???
WE CAN HELP.
Our team has protection strategy experts with more than 30 years of experience in the health, life, property, and casualty fields.
We are bound by ethical and legal codes to provide you with an honest, reliable assessment of your existing coverages.
Plus, we are constantly researching, learning, and helping to develop on the most cutting-edge protection strategies available with the most reliable and financially strong carriers in the USA.
We offer protection plan audits - completely cost and commitment free!
PROBLEM: MOST BUSINESSES FIND IT HARD TO MANAGE AND AFFORD EMPLOYEE BENEFITS.
If you have 50+ employees, the government forces you to pay at least part of their health plan.
The cost of those plans increases as employees age, and according to their plan's usage history!
Employees are getting harder to recruit and retain, and benefits are more important than ever to maintain their loyalty and increase productivity
WE CAN HELP.
We are exclusive representatives of a company that can substantially reduce health plan usage costs - usually between 15% to 30%.
The savings get paid back to your company MONTHLY.
We offer supplementary health plans that pay employees cash for covered medical expenses, helping them cover co-pays and other out of pocket costs in case of illness or injury.
We can design employee retirement plans that offer tax-free retirement income.
We also represent a company that offers a smartphone app that allows hourly employees to get cash advances on earned wages instantly.
PROBLEM: MOST BUSINESSES GET THEIR MERCHANT SERVICES FROM THEIR BANK OR FROM A PROVIDER THAT'S NOT CLEAR ABOUT THE COSTS.
Do you relly know how much you're paying for merchant services?
Did you know that banks SUB-CONTRACT their merchant services add an arbitrary markup and pass that cost to you - raising it at their whim?
WE CAN HELP!
We've teamed up with one of the most reliable, respected, and secure merchant services platforms in the USA - you would be dealing directly with THEM with no markups or hidden costs!
Businesses save from 12% to 30% on merchant services depending on transaction volume.
YOU WILL NEVER GET A RATE INCREASE!
Taking Your Business Further Made Easy!
A team dedicated to help take your business further.
Your business is your baby! You took it from concept to a viable, successful operation with loads of effort, sacrifice, and yes, satisfaction.
Now you're ready to grow your business even further but you would like it to be a lot less stressful!
WE CAN HELP.
ERA Business Solutions is a team of experts in the three most important areas to help develop your enterprise:
Better yet, we have unique, next-gen strategies to make your business more cost-efficient to improve your ROI and grow, grow, grow!
We'd love to sit with you and have a coffee to find out how we can help your business!
(The coffee is on us)
PROBLEM: "I NEED CASH FLOW!"
"Banks aren't helping. I don't need to be saddled with another loan. I don't want to mortgage my property, so what can I do?"
WE CAN HELP!
We guide you in applying for an unsecured line of credit with simplified paperwork and very competitive rates!
You only activate it when you need it.
If you pay it back right away, the interest you pay is even lower!
• Non-traditional financing
• Business lines of credit
• Low-cost Merchant services
• Business valuations
• Business succession plans
• Buy/sell agreements
• Protection plan audits
• Investments and alliances
• Expense to asset conversion
• Professional liability insurance
• Business property and casualty
• Legal-services protection plans
• Operational efficiency programs
• Training programs - online or f2f
Most Common Business Problems:
PROBLEM: MOST BUSINESS OWNERS THINK THEY CAN RETIRE BY SELLING OR LIVING OFF OF THEIR BUSINESS' INCOME.
Do you really know how much your business is worth?
What if the numbers don't add up and you end up with higher retirement costs than the sale of your business can cover?
What if you simply can't sell your business?
WE CAN HELP!
One of the most important things a business owner should do is a current business valuation.
We can do a business valuation for you.
A business valuation gives you a starting point for all your future business development plans, a better position for obtaining financing if needed, or a key for selling or ceding your business if that's your wish.
While we're at it, we can review your retirement plans and design a program to get you tax-free retirement income when the time comes!